A Massachusetts construction firm owner fraudulently misclassified subcontractors as siding workers or painters when they were performing riskier roo
fing work in order to avoid paying higher workers’ compensation premiums, according to the Massachusetts attorney general’s office (AGO).
Massachusetts officials said that Edwin Santiago Bueno of Milford was indicted by a Worcester
grand jury. He is scheduled to be arraigned in the Worcester Superior Court on July 14, 2026.
By misclassifying his workers between June 2020 and May 2023, the owner allegedly evaded
approximately $20,194 in workers’ compensation premiums owed to Ace American Insurance Co., which is administered by Travelers Insurance Co.
According to the officials, Bueno owned and operated ESB Construction, Inc., a
Milford-based construction company. As the owner, Bueno was responsible for providing workers’ compensation insurance for all employees and uninsured subcontractors.
Upon discovering Bueno’s misclassification, Travelers notified the Insurance Fraud Bureau of Massachusetts (IFB), which confirmed that ESB had been perform
ing roofing work while Bueno classified his subcontractors under other, less expensive categories.
Bueno faces four counts of workers’ compensation insurance fraud and one count of larceny over $1,200.
All of the charges are allegations, and Bueno’s is presumed innocent until proven guilty.
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A 14-month-long “ghost broker” investigation has concluded with the arrest of a man accuse
d of procuring more than 1,120 auto insurance policies using fraudulent data and social media apps.
The Utah Insurance Department announced the arrest of Carlos David Garcia Gonzalez in Liberty Hills, Texas.
It is alleged that between January 2023 and January 2026, Garcia operated a large-scale
“ghost broker” scheme in which he procured auto insurance policies by submitting fraudulent da
ta online to three different carriers on behalf of predominantly Hispanic victims residing in Utah.
The actions of Garcia, who is not a licensed insurance agent, resulted in $832,000 in premium avoidance. While fraudulently writing the auto policies, Garcia ch
arged his victims more $84,470 in payments for obtaining the policies, according to the department.
