Kentucky Insurance Agent Pleads Not Guilty in Church Premium Fraud Case

 A Kentucky insurance agent charged with swiping premium payments from a church pleaded not guilty this week.



Glen David Ramey, of Murray, Kentucky, is scheduled for a preliminary hearing in district court on May 13, the Murray Ledger and Graves County Sheriff’s Office reported.

Ramey, 59, owner of David Ramey Insurance in Murray, was charged with fraud in early April. Leaders of the Yahweh Baptist Church reported some suspicions to the sheriff on March 16, after receiving a cancellation notice from an insurance carrier, local news sites reported.

Investigators said the church asked Ramey to produce a run-loss report, which showed gaps in coverage in recent years, despite the church having never missed a premium payment.

A sheriff’s detective said there’s a strong possibility that more victims will be revealed as the investigation continues.

The Kentucky Department of Insurance agent verification records show that Ramey has held active agent licenses for property, casualty, life, health and general lines. All of those are set to expire in June. Murray declined comment when reached last month.

Farmers said Bradley McKinney broke his agent appointment agreement with Farmers when he allegedly sold insurance policies for other carriers out of his Farmers agency office.

Before McKinney parted ways with Farmers in 2025, he downloaded his entire book of business and shared the confidential information with producers at another agency, according to Farmers.

The lawsuit was filed on March 11 in the U.S. District Court for the Northern District of Oklahoma.

From 2010 to 2025, McKinney operated a Tulsa-based Farmers agency under the name McKinney Insurance & Financial Services. His wife, Tory McKinney, and producer Christopher Spicer worked for the agency until 2023, when they left to join existing Hometown Insurance Agency in Tulsa, according to the suit.

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