After 45 years under the name The Plateau Group, the Tennessee-based multi-line insurer now has a new name: Lumos Insurance.
The rebranding is the culmination of a multi-year modernization effort on corporate governance and capitalization, the company said in a news release. The firm, one of the few carriers to offer property insurance as well as life and health products, has focused for years on specialty property-casualty programs, credit protection, warranty programs, and senior-oriented life and supplemental health products, across the country.
Lumos is now poised to expand its reach into other areas.
“Lumos is a new name on top of a proven foundation,” said Vince Bodnar, president and chief financial officer. “We strengthened our systems, governance, and operating cadence first. Now we’re ready to grow responsibly in both our core markets and areas where disciplined carrier capacity is increasingly scarce.”
New offerings planned for 2026 include an underwritten payout annuity, a suite of long-term care plans, several supplemental health products, and multiple specialty property and casualty programs, the company noted.
Plateau, based in Crossville, Tennessee, was founded in 1981 by a consortium of Tennessee banks to support credit extension through a range of insurance programs.
“I think when society starts looking closely at health issues, there can be a cascading effect where more and more people become aware of it, and that results in more litigation,” said Noel Paul, an insurance recovery partner at Honigman.
While lawsuits alleging injuries from fume events have long been limited to airline employees and settled through workers’ compensation, that may be changing.
In late 2025 a law professor sued Boeing for $40 million after allegedly developing a long-term illness from exposure to toxic fumes on a 2024 flight operated by Delta Airlines.
The plaintiff, Temple professor Jonathan Harris, alleged the cabin of the 737 plane was filled with a dirty sock-like odor during a 45-minute delay on the LAX tarmac. Harris experienced trouble breathing as toxic fumes seeped into the cabin, the lawsuit alleges.
Harris claims he suffers from balance and motor skill issues, tremors and memory loss, and cognitive defects. The case is awaiting a hearing.
