ATLANTA, G.A. (Dec. 17, 2025) – Risksmith Insurance S
ervices, a specialty Managing General Underwriter (MGU) known for its expertise across the E&S property landscap
e, today announced the launch of its new Difference in Co
nditions (DIC) Earthquake insurance program. Purpose-built for la
rge, complex and true E&S property exposures, the program offer
s unmatched flexibility, deep technical expertise and underwriting appetite for risks that many markets routinely av
oid – including older buildings, high liquefaction and tuck-under parking.
The new offering provides access to high limits, no TIV maximum, and flexible structure options including pri
mary, quota share or excess placements. It is available for a wide
variety of commercial property risk across major earthquake zones lik
e California, the Pacific Northwest, New Madrid and all other U.S. states.
“The risks that require the most expert understanding are the exact risks where our team shines,” said Rav
See more beautiful photo albums Here >>>
i Patel, executive vice president, head of property at Risksmith. “We
built this program to be flexible, allowing our underwriters to craft solutions with real definition options, real capacit
we are: an underwriter-centric firm that pairs responsible risk taking with disciplined, long-term value creation.”
Risksmith’s DIC Earthquake program enables brokers and insureds to shape the coverage that fits their needs, offering:
Earthquake, earth movement & earthquake sprinkler leakage coverage
Carrier or manuscript EQ definition flexibility
High limits up to $25M
Large-risk capacity with no maximum TIV
Learn more: Risksmith | DIC Earthquake
About Risksmith Insurance Services
Risksmith is a specialty Managing General Underwriter focuse
d on delivering intelligently crafted insurance solutions for complex E&S risks. With deep underwriting exper
tise across commercial property, construction & inland marine, and professional lines, Risksmith operates with a commitment to responsible risk taking and an unde
rwriter-first culture. The firm partners with wholesalers nationwide to provide thoughtful, creative and durable solutions for large, unique and hard-to-place accounts