Kentucky’s Transportation Cabinet and Department of Insurance have launched a new vehicle insurance verification system, and auto insurers have until Jan. 15 to start getting on board.
The new Kentucky Insurance Verification System, authorized by state lawmakers earlier this year, should allow state agencies to access auto insurance information in real time and should improve the process by which uninsured drivers are identified, the DOI said in a bulletin.
Insurance carriers that cover at least 1,000 registered vehicles must make their own insurance verification systems and books of business available next year. The new state system is now available for registration, testing and product integration.
The state is not requiring carriers to provide information on commercial vehicles, but it is highly recommended, the department said. Vehicle indentification numbers are not required to be reported for fleet policies. Insurers must use the secure file transfer protocol explained in the bulletin.
Key dates include:
- Jan. 15, 2026: The deadline for insurance companies to register on the IVS website (www.KentuckyIVS.com).
- July 1: Carriers must submit a test book-of-business file to the IVS system and should test web connectivity.
- Oct. 1: Insurers should move to full use of the new IVS system, make web services available, and begin book-of-business submissions.
The legacy Automobile Liability Insurance system will be discontinued after the new service is up and running.
The sting reportedly worked as intended. Authorities charged Robert Allen Bentley, 36, of Charlotte, a senior project manager with A&M Premier Roofing and Construction, on Dec. 10 was charged with insurance fraud after investigators allegedly observed him and a co-worker damaging and bending roof shingles at the house.
The roof company then claimed the damage was caused by wind and hail and attempted to gain $30,000 in an insurance claim with Farm Bureau, state Insurance Commissioner Mike Causey said in a statement.
“Roofing scams are serious crimes, and I want to thank Farm Bureau for partnering with the Department’s special agents in this two-month investigation,” Causey said. “Roof scammers should be on alert that our special agents as well as insurance companies are active in efforts to make a dent in this crime, which costs insurance companies and homeowners’ insurance premium payers alike.”