Tokio Marine Kiln (TMK), the specialist insurer, announced the lau
nch of “Enterprise Ctrl,” a comprehensive enterprise errors and omissions (E&O) insurance solution that enhances the recently launched TMK Cyber Ctrl+ suite.
This first-of-its-kind integrated offering provides enhanced cyber, technology E&O, media and intellectual prop
erty coverage under one policy, reducing the risk of coverage gaps and addressing the digital risks facing modern businesses.
The professional services landscape has fundamentally evolved. Third party suppliers underpin the daily ope
rations of businesses around the world. Recent high-profile incidents demonstrate the need for integrated coverage
which respond to cyber liability, business interruption, and professional liability claims simultaneously.
The comprehensive Enterprise Ctrl suite addresses the market’s overlooked E&O exposures while re
cognizing that modern enterprises increasingly hold their value in intangible assets and intellectual property.
Key features include:
Integrated technology E&O coverage for software development, consulting services, and digital platform provid
ers, with affirmative coverage for AI services and technology implementations
Comprehensive cyber
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liability protection seamlessly integrated without coverage gaps or policy disputes, including business interruption
privacy breach response, and regulatory proceedings
Intellectual property defense coverage protecting against patent infringement and trade secret misappropriation allegations arising from professional services
Technology supply chain protection addressing the growing threat of attacks on service providers that impact multiple d
ownstream clients
The offering targets both traditional technology companies as well as professional services and consulting businesses providing technology-enabled services to clients.
“We’re seeing more technology companies targeted specifically because they represent concentrated risk
hudairi, departmental head Cyber & Enterprise Risk at TMK.
“When these providers are compromised, the resulting claims cross traditional coverage boundaries. Enterprise Ctrl is the latest example of our commitmen
t to innovation, addressing underserved market needs and driving the next generation of cyber insurance,” Khudairi added.
“The risk landscape has evolved and blurred the lines between traditional insurance business lines. Our Enterprise Ctrl approach brings clarity by recognizing cyb
er incidents, professional service failures, and IP disputes as interconn
ected risks, central to how modern businesses operate and create value,” according to Thomas McShane, head of Technology and Media E&O at TMK.
“Every company is now a tech company in some form. When these technology dependencies create vulnerabilities and systems fail, businesses face r
isks that traditional fragmented coverage approaches simply cannot address effectively,” McShane said. “Enterprise Ctrl eliminates the coverage disputes and gaps by providing comprehensive protection under a single policy.”