U.S. vehicle thefts fell 23% in the first six months of 2025 from the first half of last year, a report out Wednesday from the National Insurance Crime Bureau shows.
There were 334,114 vehicle thefts reported in the first half of 2025, while monthly totals of this type of crime remained
consistently lower than in any month last year, figures that sustain a nationwide trend of significant declines in
vehicle theft beginning in 2024, according to NICB.
The national average theft rate fell from 126.62 per 100,000 residents in the first half of 2024 to 97.33 in the first half of 2025.
Following years of a pandemic-fueled surge in thefts, stolen vehicle figures are now trending towards pre-pandemic levels. The NICB says if current trends co
ntinue through the end of 2025, vehicle theft totals are set to decrease nationwide for the second consecutive year.
Forty-nine states, the District of Columbia, and Puerto Rico reported fewer thefts in the first half of 2025. The t
op 10 states for vehicle theft experienced decreases ranging from 6% percent to 42%. Puerto Rico and Washi
ngton led the nation with drops in vehicle thefts of 43% and 42%. North D
akota (32%), Louisiana (32%), Colorado (31%), Florida (30%) and Tenne
ssee (29%) followed on the list of biggest drops in vehicle thefts.
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The most frequently stolen vehicles were Hyundais, Hondas and Kias, according to NICB.
The federal legislation requires insurers to offer terrorism covera
ge while the industry has the assurance that if losses from a certified terrorism event reach a certain thresholds
(the event needs to exceed $5 million in losses and $200 million in industry losses), the government will ste
p in. TRIA has been reauthorized several times, the latest at the end of 2019. It is due to expire again Dec. 31, 2027.
Sartain offered 17 pages of testimony covering TRIA’s history and features—and outlined how certain indus
tries such as healthcare and higher education rely on TRIA. On Sept. 17 she told the U.S. House Financial Services
Subcommittee on Housing and Insurance that the terrorism backstop allows for insurers and reinsurers quantify exposures and provide capacity into the market.